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Experience level:
3-5 years
Education level:
Languages:
Russian: Native
English: C1
I am excited to introduce myself. With a strong background in financial analysis, risk assessment, and credit evaluation, I am confident in my ability to contribute effectively to a credit analysis team.
In my current role at Yandex Fintech, I analyze financial statements, assess creditworthiness, and prepare detailed risk reports for Credit Committees. My expertise in financial modeling, industry trends, and regulatory compliance allows me to make informed lending recommendations while mitigating risk.
Both in Ozon Fintech and Yandex Fintech I played a key role in developing credit processes from scratch, including underwriting approaches, methodology, and risk policies. Additionally, I led the automation of credit decision-making, reducing manual review time by 50% while improving accuracy.
Thank you for your time and consideration.
• Analysis of business processes
• Collection, analysis and formalization of data
• Preparing of financial statements
• Preparing Power Point presentation with data visualization
• Cash Flow modelling
• Financial analysis of corporate clients
• Credit deals structuring
• Verification of credit analysts’ reports
• Cash Flow modelling
• Financial analysis of corporate clients
• Credit deals structuring, negotiations with corporate clients
• Credit process development and automation
• Credit analysis of Autodealers, reporting to the Credit Committee
• Credit deals structuring
• Quarterly monitoring of corporate clients, verification of the targeted use of credit funds
• Special cases: Analysis and structuring of investment projects
• Credit process development and automation
LaTex, SQL, Eviews, Stata, MS Office (Word, Outlook, Excel, PowerPoint)
Financial modelling, investment analysis, IFRS, GAAP, Econometric modelling